Manager-Compliance Corporate Functions

Description

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

Global Risk & Compliance

The Global Risk & Compliance Organization (GRC) is an independent risk management function, led by the Chief Risk Officer, with the objective of ensuring that American Express operates in a safe, sound, and fully compliant manner with all applicable regulatory expectations. GRC creates and maintains the overall risk management framework, performs independent risk management assessments, and monitors applicable risks.

Colleagues at GRC are passionate about our commitment to drive the Company's goals of growth and progress by creating a culture of risk awareness and proactivity around regulatory matters.

How will you make an impact in this role?

This position will be part of the Global Servicing & Corporate Functions team and will support the objective to lead and drive an effective Compliance culture, elevate the control environment, and anticipate and escalate risks with focus on the Corporate Functions ("Function") across all markets.

• Provide independent oversight of and effective challenge on First Line adherence to Compliance Program requirements including preforming duties per internal American Express policy

• Provide independent compliance risk management oversight of the Function and serve as the primary Global Compliance & Ethics ("GCE") point of contact for compliance related inquiries

• Develop and maintain a working knowledge of applicable Law(s), Rules(s) and or Regulation(s) ("LRRs") and policies relevant to the scope of the position in the areas of Prudential & Bank Administration Compliance Risk, Customer Protection & Product Compliance Risk, Privacy Risk, Conduct Risk, Financial Crimes Risk and LRR applicable to the Function under the reliance model, so risk practices comply with overall regulatory frameworks and expectations

• Oversee the implementation of and ongoing adherence to the requirements of applicable LRRs and Compliance policies and procedures, through monitoring, reporting and independent review and challenge of material compliance risks

• Maintain a strong understanding of the LRRs and AXP Compliance frameworks, policies, standards, and procedures applicable to the Function, as well as of the services of the Function and the processes and activities that support them

Responsibilities:

• Compliance risk management program - Develops, implements, or assesses strategies, programs, policies, procedures and risk limits to manage the organization's exposure to Compliance risk, so decisions align with the institution's risk appetite.

• Compliance risk mitigation - Mitigate the risk of regulatory non-compliance and consumer harm, maintain alignment with peer practices, and meet legal, regulatory requirements and supervisory expectations and commitments.

• Compliance risk assessment - Identifies, assesses, or monitors risks inherent to Compliance, evaluate control effectiveness, and determines whether corrective actions are needed or are sufficient to reduce residual risk to acceptable levels while addressing risks of non-compliance, consumer harm, or other regulatory violations.

• Compliance monitoring and testing - Monitor, evaluate and assess Function's compliance with regulatory expectations including reviewing available reporting, and seeking external perspective to understand risks, identifying deficiencies and escalate issues timely, implementing corrective actions to maintain alignment with legal obligations.

• Compliance Risk Management - Identifies, tracks, prioritizes, addresses, or challenges the effective remediation of risk-related events and issues in a timely manner, so as reduce risks to acceptable levels and prevent reoccurrence.

• Risk culture awareness and development - Influences and helps embed a strong risk-aware culture throughout the organization, encouraging proactive risk management behaviors at all levels.

Required:

• University degree in related field or equivalent combination of education and business experience.

• Minimum 3 years experience related to Regulatory Compliance / Audit / Legal / Risk Management experience in the financial services industry, preferably in the compliance function.

• Comprehensive understanding of the regulatory environment and applicable laws and regulations.

• Proven ability to understand and communicate complex regulatory requirements, identify compliance issues and develop control recommendations.

• Ability to maintain independence and recommend courses of action with impartiality.

• Advanced analytical skills with the ability to identify potential compliance issues and develop thematic analysis.

• Excellent verbal, written communication and interpersonal skills to successfully interact, persuade and influence a broad spectrum of constituents at all levels, including Senior Leadership teams.

• Self-starter, strategic thinker and must have the ability to manage multiple complex projects independently, influence without authority and effectively collaborate across multiple support and business groups and markets.

• Demonstrated ability to make decisions independently, work well under pressure, meet deadlines and adapt easily to frequent change.

• Ability to work effectively in a complex matrix environment and manage competing priorities.

Qualifications

Salary Range: $89,250.00 to $150,250.00 annually bonus benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors.

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries

• Bonus incentives

• 6% Company Match on retirement savings plan

• Free financial coaching and financial well-being support

• Comprehensive medical, dental, vision, life insurance, and disability benefits

• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need

• 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy

• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)

• Free and confidential counseling support through our Healthy Minds program

• Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site .

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

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Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.

Job: Compliance

Primary Location: US-Florida-Sunrise

Other Locations: US-Utah-Sandy, US-Arizona-Phoenix, US-North Carolina-Charlotte

Schedule Full-time

Req ID: 26004850